Mobile & Manufactured Homes

Manufactured/Mobile Home Lending

We are now offering mortgage financing for manufactured housing!

• Members must own the land the home is on and the home must be permanently affixed to the foundation.
• The home must also be declared “real property”.
• Maximum year of the home cannot exceed 1990.
• Max Loan To Value –80% and is determined by age of home and if the loan is a purchase or refinance transaction.
• The minimum credit score is 660 or higher.
• Maximum loan amount = $200,000.
• Escrow is required.
• Home Equity Lines of Credit are not permitted.